How to purchase your dream home in Lancaster New City Through Financing

For Local Employees and Overseas Foreign Workers (OFWs)

  • Two Financing Options: Bank or In-house
  • Supported Throughout the Application By Your Friendly Agent
  • Thousands Of Finance Applications Approved Through Us

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Financial Eligibility


Getting finance for your home in Lancaster New City Cavite is easy. Depending on your desired method of financing and your residential status, there are different required documentation and conditions for eligibility.

For the Locally Employed:

You have two options: bank financing or in-house financing. Both are equally as good as the other, it just comes down to whether your not you’d like a fixed interest rate, or a variable rate that could potentially save you more in the long run.

If you’re locally employed and opting for bank financing you’ll need to have the following identification provided during the application process:

  • 1 inch × 1inch ID Picture (provide 3 copies)
  • 2 Valid ID’s (photocopy of each)
  • Certificate of No Marriage (CENOMAR) (if Single)
  • Certificate of Employment
  • Birth Certificate (if Single)
  • Marriage Contract (if Married)
  • Tax Identification Number (TIN)
  • Most Recent Proof Of Billing (inclusive of address)
  • Last 3 Months Payslips
  • Income Tax Return (ITR)
  • Post-dated Checks (PDCs)

If you’re locally employed and opting for in-house financing, you’ll need to prepare and provide the following identification during the application process:

  • 1 inch × 1inch ID Picture (provide 3 copies)
  • 2 Valid ID’s (photocopy of each)
  • Certificate of Employment from your Employer
  • Birth Certificate (If single)
  • Marriage Certificate (if married)
  • Tax Identification Number (TIN)
  • Most Recent Proof of Billing
  • Post-dated Checks (PDCs)

Applying for both is easy, if you need assistance in preparing your documentation or you’re ready to start viewing Lancaster New City Cavite, our team is ready to assist you. You can inquire about financing your first home in the Philippines with us.

For the Overseas Foreign Workers (OFW)

Buying a home in Lancaster New City Cavite as an overseas foreign worker, you have two choices to consider when financing: bank finance or in-house. The conditions are slightly different that when financing as a locally employed resident, however the process takes approximately the same amount of time.

For Overseas Foreign Worked opting for bank financing, you’ll need to provide the following identification during your financial application with the bank:

  • 1 inch × 1inch ID Picture (provide 3 copies)
  • 2 Valid ID’s (photocopy of each)
  • Photocopy of your Passport
  • Birth Certificate (If single)
  • Certificate of No Marriage (CENOMAR) (if still single)
  • Marriage Certificate (if married)
  • Last 3 Months Of Payslips or;
  • Job Contract / Certificate Of Employment Issued By Employer with proof of income
  • Tax Identification Number (TIN)
  • Most Recent Proof of Billing (inclusive of address)
  • Post-dated Checks (PDCs)

If you’re an Overseas Foreign Worker seeking in-house financing, you’ll only need to provide the following identification for your in-house finance application:

  • 3pc. pcs. 1×1 ID Picture
  • Photocopy of 2 Valid ID’s
  • Photocopy of your Passport
  • Certificate of Employment
  • Birth Certificate
  • Marriage Certificate (if married)
  • Tax Identification Number (TIN)
  • Most Recent Proof of Billing (inclusive of address)
  • Post-dated Checks (PDCs)

Overall, the process is straightforward and easy as long as you have your all of your documentation compiled together. Together with the developer Profriends, we’ll help you get the best loan available with one of the accredited banks, or through in-house financing.


The accredited banks for bank financing are:

What Is Better: Bank Financing or In-house Financing?

If you have a good credit history with the bank, then it’s ideal to go with bank financing as there are lower interest rates. With bank financing, it does require more documentation, however for the savings it’s worth it’s weight in gold.

The process for bank financing takes approximately 2-4 weeks for approval once all documents have been provided. Our agents will help you stay up to date with the progress of your loan application, and will keep you informed of any changes or requirements.

Your bank financing application will be processed by the developer, Profriends. The application will start once the downpayment on your house has been settled.

If your application does get denied, Profriends will automatically submit your application to another accredited bank for consideration upon your approval. If you decide otherwise, you can opt for in-house financing.

If you need some guidance or have any questions about what you need to prepare to opt for bank financing or in-house financing, talk to our team and we’d be delighted to assist you.

Want to learn how to go step by step through the buying procedure? We’ve the overall process easy to follow with our 8 simple steps to home ownership. Inquire with us today, and read through our buying procedure to learn how to buy houses in Lancaster New City Cavite.

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Your New Life Is Within Reach
Let Us Help You Get There

We will call you back to answer your inquiry within a few minutes.